Yes Bank Results Analysis-Q1FY26

Interest Earned for Q1FY26 is Rs. 7,596 Crs., flat to negative growth YoY, Net Interest Income is Rs. 2,371 Crs., 5.7% growth YoY, Net Interest Margin is 2.5% which is up by 10 basis Points only, Operating Profit Rs. 1,358 Crs., 53.4% growth YoY (4th straight consecutive quarter of Operating Profit improvement), PBT Rs. 1,074 Crs., 59.5% growth YoY, PAT Rs. 801 Crs., 59.4% growth YoY (7th straight consecutive quarter of PAT improvement). For Q1FY26 Gross NPA 1.6% vs 1.7% in Q1FY25, Net NPA .3% vs .5% in Q1FY25. Good Improvement in asset quality. CASA ratio for Q1FY26 is 32.8% which is improved by 200 bps, Total Deposits is Rs. 2,75,843 Crs., 4.1% growth YoY, Total Advances is Rs. 2,41,024 Crs., 5% growth YoY. Return on Assets for Q1FY26 is 0.8% which is improved by 30 bps YoY, return on Equity for Q1FY26 is 6.6% which is improved by 210 bps. On QoQ basis Interest Earned is flat to negative, Net Interest Income is up by 4.2%, Operating Profit is also up by 3.32%, and PAT is grown by 8.53%.