YES BANK Results Analysis-Q3FY26

Interest Earned for Q3FY26 is Rs. 7,543 Crs., 3.65% Negative growth YoY, Net Interest Income is Rs. 2,466 Crs., 10.89% growth YoY, Total Income is Rs. 4,098 Crs., 9.69% growth YoY, Pre-Provisioning Operating Profit is Rs. 1,233 Crs., 14.26% growth YoY, PBT is Rs. 1,212 Crs., 47.71% growth YoY, Net profit is Rs. 952 Crs., 55.42% growth YoY. For Q3FY26 Gross NPA 1.5% vs 1.6% in Q3FY25, Net NPA 0.3% vs 0.5% in Q3FY25. Significant improvement in Asset Quality, Lowest Slippage ratio in past 8 Quarters. Return on Assets is 0.9% improved by 30 BPS YoY, return on Equity is 7.7% improved by 250 BPS YoY. On QoQ basis Interest Earned has achieved 2.23% growth, Net Interest Income has grown by 7.16%, Total Income has grown by 3.88%, Pre-Provisioning Operating Profit has grown Negatively by 4.85%, PBT grown by 38.08%, PAT is grown by 45.4%. YES BANK included in the NIFTY BANK Index effective 31-Dec-2025, 33 new branches added during Q3FY26 and 76 in 9MFY26 out of the full year target of 80 branches