🏠 Home First Finance-Breakout on charts, backed by strong quarterly numbers

is emerging as a strong performer in the affordable housing finance space. The stock gained 4.5% today and recently broke out of a consolidation zone, backed by strong Q1 FY26 earnings and steady asset quality. With robust demand in Tier-2 and Tier-3 cities and operational efficiency, the company is well-placed for sustainable long-term growth 🔍 Fundamental Snapshot – Q1 FY26 Total Income: ₹455.3 Cr → 🔼 +33.4% YoY Net Profit: ₹118.9 Cr → 🔼 +35.5% YoY EPS: ₹11.69 (vs ₹9.90 YoY) AUM (Assets Under Management): ₹13,479 Cr → 🔼 +28.6% YoY Disbursements: ₹1,316 Cr → 🔼 +23.8% YoY Gross NPA: 1.8% | Net NPA: ~0.9% → Stable asset quality ROA: ~3.7% | ROE: ~13.4% Cost-to-Income Ratio: ~34.2% → High operational efficiency Capital Adequacy Ratio (CRAR): ~45.6% → Strong capital buffer ✅ Recent ₹1,250 Cr QIP strengthens capital base for expansion ✅ Continues to grow in low-competition semi-urban segments 📈 Technical View 📊 Breakout above long-term trendline with strong bullish candle 🔼 RSI near 67.6 – showing strength, not yet overbought 📈 Volume spike confirms breakout legitimacy 📍 Support zone: ₹1,410–₹1,430 🎯 Upside potential: ₹1,520–₹1,550 (short term) Stock is trading in a strong ascending channel, with higher highs and higher lows 🕰️ Investment View Short Term: Bullish momentum breakout Traders may consider buying with SL below ₹1,410 Target zone: ₹1,520–₹1,550 Long Term: Strong financial growth with low NPAs High ROA, improving disbursements, and efficient cost control Ideal for staggered accumulation for 1–2 years Potential long-term compounder in the affordable housing space