PNB Housing Finance Q1 FY26: Solid Growth Across the Board.

Strong start to the year with growth across key metrics! Net Profit: ₹534 Cr ➜ +23% YoY (vs ₹433 Cr) Net Interest Income (NII): ₹760 Cr ➜ +17% YoY (vs ₹651 Cr) Total Income: ₹2,082 Cr (vs ₹1,832 Cr) Interest Income: ₹1,980 Cr (vs ₹1,739 Cr) Gross NPA: Improved to 1.06% (from 1.3%) Net Interest Margin (NIM): 3.75% (vs 3.65%) Capital Adequacy Ratio (CAR): 🔒 29.68% Total — Tier I: 28.96% — Tier II: 0.72% (Last year: 29.50% total) In summary, PNB Housing Finance reported solid growth in profits, steady improvement in margins, cleaner loan quality, and a strong capital position — reflecting overall healthy financials for the quarter. Follow for more market insights.