SBFC Finance Q3 FY26 – Healthy Growth with Strong Profit Momentum

SBFC Finance delivered a solid performance in the December 2025 quarter, with consistent growth across revenue and profitability, supported by steady loan book expansion and efficient cost management. • Sales: ↑ 28% YoY to ₹426 crore (vs ₹333 crore in Dec 2024) • EBIDT: ↑ 31% YoY to ₹299 crore (vs ₹228 crore) • Net Profit: ↑ 34% YoY to ₹118 crore (vs ₹88.1 crore) • EPS: ↑ 33% YoY to ₹1.08 (vs ₹0.81) At a price of ₹102, market cap ₹11,169 crore, and PE 26.4, SBFC Finance reflects a well-balanced growth profile in the small finance and MSME lending space. The faster rise in profits over revenue highlights improving operating leverage and asset quality, positioning the company for sustained long-term growth.