IDFC First Bank Ltd Financial Health and Stock Update

FY25 PAT ₹1,525 Cr (core op profit +17% YoY); low ROE 7.87% over 3 years, high contingent liabilities ₹4.41 lakh Cr. Trading at 1.08x book value with 20.3% 5-yr profit CAGR. Shares ~₹58.85-₹65.87 (down 4.88% recently), market cap ~₹52,000 Cr. 1-yr return +18.75%, but 1-mo -24.24%; volatile amid fraud news.