Punjab National Bank Regulatory & Operations and Stock Performance

expects ₹9,000-10,000 Cr additional provisioning by 2031 from RBI ECL norms, absorbable via profits. Closing zero-balance inactive accounts (no txns in 3 yrs) post-April 15, 2026. PNB Soldierathon 2026 updates teased. At ₹101-₹113 (recent +2%), mcap ₹1.15-1.22 lakh Cr, P/E 6.5, book value ₹130 (0.78x), div yield 2.88%, ROE 15.2%, profit CAGR 111% 5-yr. 1-yr return +27%, 1-mo -8%.