🚨 IMPRESSIVE FY26 PERFORMANCE BY Punjab National Bank 🏦📈

Punjab National Bank delivered a strong FY26 performance with healthy growth in profitability, improving asset quality, rising business momentum, and strong digital expansion. 🔥 📌 Key FY26 Highlights: ✅ Net Profit: ₹16,904 Cr ⬆️ Up 1.6% YoY ✅ Q4FY26 Net Profit: ₹5,225 Cr ⬆️ Up 14.4% YoY ✅ Operating Profit: ₹29,290 Cr ⬆️ Up 9.2% YoY ✅ Global Business: ₹29.70 Lakh Cr ⬆️ Up 10.7% YoY ✅ Global Deposits: ₹17.11 Lakh Cr ⬆️ Up 9.2% YoY ✅ Global Advances: ₹12.59 Lakh Cr ⬆️ Up 12.7% YoY ✅ RAM Advances: ₹6.76 Lakh Cr ⬆️ Up 12.1% YoY 📉 Asset quality continued to improve significantly: ✅ GNPA Ratio: 2.95% (vs 3.95% YoY) ✅ NNPA Ratio: 0.29% (vs 0.40% YoY) ✅ Provision Coverage Ratio: 97.14% 💪 Retail & MSME growth remained strong: 🏠 Housing Loans: ₹1.29 Lakh Cr ⬆️ Up 11.6% YoY 🚗 Vehicle Loans: ₹35,199 Cr ⬆️ Up 35.1% YoY 🏭 MSME Advances: ₹1.95 Lakh Cr ⬆️ Up 19.9% YoY 🌾 Agriculture Advances: ₹1.99 Lakh Cr ⬆️ Up 10.7% YoY 📲 Digital banking momentum also accelerated: ✅ PNB One Users: 260 Lakh ⬆️ Up 21% YoY ✅ WhatsApp Banking Users: 109 Lakh ⬆️ Up 77% YoY ✅ UPI Transactions: 323 Crore in Q4FY26 ⬆️ Up 21% YoY ✅ Digital Transactions Contribution: 95.16% 📈 Capital position also remained healthy: ✅ CRAR: 17.74% ✅ Tier-1 Capital: 15.15% ✅ Book Value Per Share: ₹114.77 With stronger profitability, declining NPAs, healthy loan growth, and expanding digital adoption, PNB’s FY26 performance reflects improving operational strength and financial stability. 👀 ⚠️ Disclaimer: This post is for educational and informational purposes only and should not be considered investment advice. Investments in securities markets are subject to market risks. Read all related documents carefully before investing. ❤️ Like, Follow & Share for more market updates!