🚀 Kotak Mahindra Bank Q4FY26: Strong Growth With Improving Asset Quality
Kotak Mahindra Bank reported a solid Q4FY26 performance with healthy profit growth, improving asset quality, and strong business momentum. 📈
💰 Standalone PAT came at ₹4,027 crore
⬆️ Up 13% YoY | ⬆️ 17% QoQ
🏦 Net Interest Income (NII) rose 8% YoY to ₹7,876 crore.
📊 Business growth remained strong:
✅ Net Advances: ₹4.96 Lakh Cr
⬆️ 16% YoY
✅ Deposits: ₹5.72 Lakh Cr
⬆️ 15% YoY
✅ CASA Ratio stayed healthy at 43.3%
🛡️ Asset quality improved further:
📉 GNPA improved to 1.20%
📉 NNPA improved to 0.25%
📉 Slippages down 32% YoY
💡 Another major positive was lower provisioning.
✅ Provisions declined 43% YoY to ₹516 crore, supporting profitability and balance sheet strength.
📈 Operating Profit increased 7% YoY to ₹5,855 crore, reflecting stable operational performance.
🔍 Overall, Kotak delivered a stable quarter with strong growth, improving credit quality, and solid financial strength.
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