ICICIGI

Q4FY26 Financial Highlights: GDPI of the Company on a 1/n basis was at Rs 73.40 billion in Q4FY26 compared to Rs 62.11 billion in Q4FY25, a growth of 18.2%, as against the industry growth of 10.9%. Excluding Crop and Mass Health, GDPI growth of the Company on a 1/n basis was at 18.4%, as against the industry growth of 13.3% in Q4FY26. Combined ratio on a 1/n basis was at 101.2% in Q4FY26 compared to 102.5% in Q4FY25. Combined ratio on n basis was at 100.5% in Q4FY26 compared to 102.1% in Q4FY25. PBT on a 1/n basis grew by 7.5% to Rs 7.18 billion in Q4FY26 compared to Rs 6.68 billion in Q4FY25. PAT on a 1/n basis grew by 7.3% to Rs 5.47 billion in Q4FY26 from Rs 5.10 billion in Q4FY25. PAT on n basis grew by 15.6% to Rs 5.39 billion in Q4FY26 from Rs 4.66 billion in Q4FY25. ROAE on a 1/n basis was at 13.3% in Q4FY26 compared to 14.5% in Q4FY25.