Net Income for Q4FY26 grew by 18% YoY and 9% QoQ and Total Opex grew by 14% YoY and 1% QoQ. The bank reported a quarterly PAT of Rs. 213 crore, a growth of 406% YoY & 136% QoQ. On a full year basis, the bank reported a PAT of Rs. 103 crore. Asset Quality & Provisions: GNPA reduced by 13 bps QoQ at 2.49% in Q4FY26 as compared to 2.62% in Q3FY26. NNPA reduced by 20 bps QoQ to 0.68% in Q4FY26 as compared to 0.88% in Q3FY26. croreedit Cost has significantly declined to 1.11% in Q4FY26 as compared to 1.88% in Q3FY26 and 2.74% in Q4FY25. Net Slippages reduced significantly by 173 Bps QoQ to 0.79% in Q4FY26 from 2.52% in Q3FY26 at the bank level. PCR remains healthy at 73.03% (86.81% Incl. technical write-offs). Key Highlights for Q4FY26: Gross Advances grew by 22% YoY and 7% QoQ. Non MFI book grew 21% YoY, led by 21% growth in HF, 24% in MSE and 180% in Gold loan over previous year. Gold loan portfolio has crossed Rs. 850 crore during the quarter. Overall deposits registered a growth of 8% YoY.

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