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SFP RESEARCH

26th Feb · SEBI-Registered Analyst

Suryoday Small Finance Bank Ltd.

SURYODAY
focuses on microfinance, MSME loans, and affordable housing in Tier 2/3 towns. Granular portfolio and strong collections discipline support asset quality. High yields and improving deposit franchise drive profitability trajectory. Key challenges are funding costs, regulatory oversight of SFBs, and microfinance concentration.

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