HDFCBANK

Shares of HDFC Bank fell more than 2 % on January 6, 2026, sinking to a three-month low after the lender released its Q3 FY26 business update, making it one of the biggest drags on the Sensex and Nifty that day. While the bank reported healthy year-on-year growth in advances and deposits — with advances up around 9–12 % and deposits up about 11–12 % — brokerages and analysts flagged slower deposit growth relative to loans, pushing the credit-to-deposit ratio close to 100 % and raising concerns that limited deposit traction could constrain future lending growth. Motilal Oswal retained a Buy rating, but Nomura stressed the need for stronger deposit inflows to support loan expansion.