Financial Services

Bajaj Finance(

) NBFCs and financial services companies have faced pressure due to rising interest rates and liquidity concerns. However, long-term growth remains intact due to increasing credit demand in India. Beginners should understand that NBFCs are more sensitive to interest rate changes compared to banks. Investors must focus on asset quality, cost of funds, and growth in loan book. This sector provides high growth but comes with higher risk. Diversification is crucial while investing here.