Sector: Banking (Private)

Latest (06-Oct-2025): Kotak showed ~15% net loan disbursal growth for the quarter; its stock was stronger amid banking gains on Oct 6. What it means: Good retail lending momentum; for investors this signals business traction but also monitor asset quality. What beginners should watch: Retail vs. corporate loan mix, recent provisions, branch/retail distribution metrics. Risk: High growth pockets (unsecured lending) can surprise with higher NPAs. Takeaway: “Growth ≠ guaranteed returns — always pair growth headlines with asset-quality checks.”