KISSHT: AUM CROSSES ₹10,000 CR MILESTONE

KISSHT: AUM CROSSES ₹10,000 CR MILESTONE

• AUM Milestone: Assets under management crossed ₹10,000 crore, supported by a full-stack digital lending platform and AI-led underwriting. • Product Expansion: Personal loans remain the core business, while the Loan Against Property (LAP) portfolio is expanding to strengthen the secured lending segment. • Capital Infusion: Raised ₹832.2 crore through a preferential issue in October 2026, strengthening its capital base and providing additional growth headroom. • Customer Base: Served over 12.80 million cumulative customers using a proprietary AI/ML underwriting framework incorporating 7,200+ variables. • Lending Network: Supported by 45+ lending and co-lending partners. Loans are offered through its NBFC subsidiary, Si Creva Capital Services. Impact: Positive – The AUM milestone and fresh capital infusion support business expansion, particularly in secured lending. The growing LAP portfolio could also improve portfolio diversification and funding economics over time.