SAMMAANCAP

Sammaan Capital Growth Plan: Diversified NBFC + Massive Scale-Up by FY29 • 📈 AUM Ambition: Targets Top 3 NBFC position with best-in-class RoA & RoE by FY29 • 🔄 Business Shift: Transition from pure housing finance → diversified lending (MSME, personal, gold loans) • 🌐 Pan-India Expansion: Branch network to scale from 200+ → 1,500+ • 👥 Customer Growth: Targeting ~50 million customers vs 1.4M currently • 🏦 Product Expansion: Loan offerings to expand from 4 → 15+ products • 🧠 AI & Digital Push: Leveraging IHC backing for AI-led lending & analytics • 💪 Execution Strength: Focus on risk management, governance & experienced management team • 👨‍💼 Hiring Scale-Up: Workforce to grow from 4,000 → 10,000+ 🟢 Impact: Positive Aggressive scale-up + diversification + strong promoter backing → high growth visibility & potential re-rating