INDIAN BANK – Q3 CNBC TV18 INTERVIEW HIGHLIGHTS (BINOD KUMAR)

• Corporate Loan Demand Rising: Corporate loan growth improved sharply to over 8% in Q3, compared to 2–3% last year. • Margin Outlook Cautious: Margins may not have bottomed yet; impact of the last rate cut is being felt in the current quarter. • Labour Code Impact: No impact from the Labour Code on the bank’s operations or costs. • Recovery Guidance Maintained: Recovery guidance of ₹5,500–6,000 Cr remains intact; recoveries expected to stay at Q3 levels in Q4. • Capital Position Comfortable: Bank does not require additional capital; internal accruals and profits are sufficient. $INDIANB