N Kamakodi of City Union Bank

Expect towards end of Q4FY26, 75 to 100 bps impact on cost of deposits Out of the total loan book 25 to 20% is EBLR and 30% is fixed rate around 30% is MCLR Copied from stockaajor kal channel Don't expect high balance transfers due to rate cuts Out of total bond portfolio 60-70% is HTM and remaining is AFS.