Credit Growth Outpaces Deposits in FY26.

– Large lender; sensitive to deposit mobilisation trends – Systemically important with broad credit exposure – Strong retail and corporate loan growth linkage Bank credit expanded faster than deposits in FY26, indicating stronger loan demand versus funding inflows. Faster credit growth can pressure liquidity and funding costs. Investors track deposit traction, margins, and lending mix. Credit growth ~16% in FY26. Balance between deposits and credit is critical for banking stability.