AU Small Finance Bank Q1 results: Net profit rises 15.6% YoY to Rs 581 crore, income and asset quality improve

AU Small Finance Bank Q1 results: Net profit rises 15.6% YoY to Rs 581 crore, income and asset quality improve -

1) AU Small Finance Bank Limited reported a strong set of results for the quarter ended June 30, 2025 (Q1 FY26), with significant growth in profitability and steady improvement in key financial metric 2)The bank’s total income for the quarter rose to ₹5,189 crore, compared to ₹4,278 crore in Q1 FY25, marking a solid increase of nearly 21%. 3) Operating profit before provisions came in at ₹1,312 crore, showing robust 37.9% growth over last year. The Net Interest Income (NII) — a key measure of a bank’s core earnings — grew 6.5% YoY to ₹2,044.6 crore. 4) On the asset quality front, the Gross NPA ratio stood at 2.47% in Q1 FY26, up slightly from 2.28% in Q4 FY25. The Net NPA ratio also inched up to 0.88% compared to 0.74% in the previous quarter, though remaining well under control. 5) Asset quality has worsen a and this is major issue with the bank. 6) Overall results are good but the stock has run up a lot already. 7) This is all for information. This is not a buy/sell recommendation. Thank you, Technofunda24