BANKINDIA

Q3FY26 Quarterly Result Announced for Bank of India

Q3FY26 Quarterly Result Announced for Bank of India -

Bank of India announced Q3FY26 results Operating Profit for Q3FY26 increased by 13% YoY and stood at Rs 4,193 crore. Net Profit for Q3FY26 grew by 7% YoY to Rs 2,705 crore. Net Interest Income (NII) for Q3FY26 stood at Rs 6,461 crore. Non-Interest Income for Q3FY26 it grew by 30% YoY at 2,279 crore. Net Interest Margin (NIM) of Global and Domestic for 9MFY26 stood at 2.51% and 2.76% respectively. Global and Domestic NIM for Q3FY26 stood at 2.57% and 2.80% respectively. Bank’s ROA and ROE for 9MFY26 stood at 0.90% and 14.49% respectively. ROA and ROE for Q3FY26 increased to 0.96% and 15.34% respectively. Balance Sheet: Bank’s Global Advances registered a growth of 13.63% YoY with Domestic Advances growth at 15.16% YoY. Bank’s Global Business crossed Rs 16 lakh crore milestone. Overseas Advances grew by 5.70% YoY. Retail Advances grew by 20.64% YoY, Agriculture Advances grew by 16.69% YoY followed by MSME Advances which grew by 15.77% YoY and Corporate Advances grew by 11.32% YoY. RAM % share in Advances increased to 58.54%. Bank’s Deposits grew by 11.64% YoY with Domestic Deposits grew by 12.80% YoY. CASA Deposit grew by 4.48% YoY and CASA ratio stands at 37.97% as on 31 st December, 2025. Asset Quality: Gross NPA ratio at 2.26% improved by 143 bps YoY. Net NPA ratio at 0.60% improved by 25 bps YoY. PCR improved by 112 bps YoY and stands at 93.60%. Slippage Ratio for 9MFY26 improved by 36 bps YoY and stands at 0.64%. Slippage Ratio for Q3FY26 improved by 3 bps YoY and stands at 0.16%. All this is for information. This is not a buy/sell recommendation. Thank you, Technofunda24