DCB Bank - Results for March 25

1) The Bank’s Profit After Tax (PAT) for Q4FY25 was at Rs 177 crore In comparison Profit After Tax for Q4FY24 was at Rs 156 crore, growth of 14%. 2) The Bank's total income is Rs 1,960.71 crore compared to Rs 1,580.82 crore during Q4FY24 Basic EPS Rs 5.64 for Q4FY25 3) The Bank’s Profit After Tax (PAT) for FY2025 was Rs 615 crore In comparison Profit After Tax for FY 2024 was at Rs 536 crore, growth of 15%. 4) Advances growth year-on-year was at 25% (Year-on-year Mortgages growth 21%, Col ending growth 117%, Construction Finance growth 38% and Agri & Inclusive Banking growth 14%) and Deposits growth year-on-year was at 22%. 5) The Gross NPA as on March 31, 2025 was at 2.99%. Net NPA was at 1.12% as on March 31, 2025. 6)The Provision Coverage Ratio (PCR) as on March 31, 2025 was at 74.48% and PCR without considering Gold Loans NPAs was at 75.22%. 7) Capital Adequacy continues to be strong and as on March 31, 2025, the Capital Adequacy Ratio was at 16.77% (with Tier I at 14.30% and Tier II at 2.47% as per Basel III norms) 8) EPS has increased by almost 16% 9) This is all for information. This is not a buy/sell call. Thank you, Technofunda24