HDFC Bank - Q1 Results for F.Y. 25-26

HDFC Bank - Q1 Results for F.Y. 25-26 -

1) India’s largest private lender HDFC Bank shares are in focus following the first quarter results for the FY2025-26, indicating a margin pressure. The net interest margin narrowed to 3.35 per cent from 3.46 per cent in the first quarter of FY25, it said. 2) HDFC Bank on Saturday reported a 12.24 per cent year-on-year rise in its standalone net profit to Rs 18,155.21 crore for the first quarter ended June 2025. Its net interest income, which is the difference between interest earned and interest expended, rose 5.4% to Rs 31,439 crore in April-June, against Rs 29,839 crore in the year-ago period. 3) Its net profit had stood at Rs 16,174.75 crore in the corresponding period last year. However, on a consolidated basis, its net profit fell by 1.31 per cent to Rs 16,258 crore for the June 2025 quarter. The lender had reported a net profit of Rs 16,475 crore in the year-ago period. 4) Its total income jumped to Rs 99,200 crore in the June quarter from Rs 83,701 crore in the year-ago period. On asset quality, HDFC Bank’s gross non-performing asset (GNPA) ratio marginally increased to 1.40% and its net NPA ratio inched up to 0.47% as of June 30, as percentage of total advances. The return on assets remained stable at 0.48%. 5) In a regulatory filing, HDFC Bank also announced a bonus issue. It said, “Issuance of Bonus equity shares in the proportion of 1:1 i.e. 1 (One) equity share of Re. 1/- each for every 1 (One) fully paid-up equity share of Re. 1/- each held by the Members of the Bank. 6) Results are a mixed bag. However better than expected. 7) All this is for information. This is not a buy/sell recommendation. Thank you, Technofunda24