HDFCBANK

- HDFC Bank Q2 Results 2025 Highlights: Net profit rises 10.8% to ₹18,641 crore; NII up 4.8% YoY

HDFC Bank Q2 Results 2025 Highlights: Net profit rises 10.8% to ₹18,641 crore; NII up 4.8% YoY -

HDFC Bank reported muted growth in its net profit and net interest income (NII) during the July-September quarter. HDFC Bank reported a standalone net profit of ₹18,641.28 crore during the second quarter of FY26, registering a growth of 10.8% from ₹16,820.97 crore in the year-ago period. The lender’s Net Interest Income (NII), the difference between interest earned and interest paid, during the fiscal second quarter ended September 2025 grew 4.8% to ₹31,551.5 crore from ₹30,114 crore, YoY. Pre-provisions operating profit (PPOP) in Q2FY26 increased 18.5% to ₹27,923.60 crore from ₹24,705.74 crore, YoY. Asset quality of the private sector lender improved sequentially during the quarter. Gross NPA declined 7.42% QoQ to ₹34,289.48 crore, while Net NPA decreased 6.75% QoQ to ₹11,447.29 crore. Gross NPA ratio dropped 16 bps QoQ to 1.24% and Net NPA ratio fell 5 bps QoQ to 0.42%. All this is for information This is not a buy/sell recommendation. Thank you, Technofudna24 Sunil Kotak (Founder of SHUBH CONSULTANCY - SEBI Registered Research Analyst| INH000015826) Disclaimer: Investments are subject to market risk please read relevant documents before investing. Past performance will not guarantee the future results. My self/may associates do not own any stock recommended here. Me/My associates/My relatives do not have any conflict of Interest in the recommended stock. Me/My associates/My relatives have not received any compensation from the Company in last 12 months. Me/My associates/My relatives do not have holding above 1% in the stock recommended. This is for Intended Recipient only. Advisable to assume that we have recommended this one to our clients.