HDFCBANK

- HDFC Bank Q3 net profit rises 11.5% YoY to Rs 18,654 crore; asset quality stable, loans grow in double digits

HDFC Bank Q3 net profit rises 11.5% YoY to Rs 18,654 crore; asset quality stable, loans grow in double digits -

HDFC Bank on Saturday reported an 11.5 percent year-on-year rise in standalone net profit for the fiscal third quarter, supported by steady growth in core earnings, healthy deposit accretion and stable asset quality, even as margins remained under some pressure. The country’s largest private sector lender posted a profit after tax of Rs 18,654 crore for the quarter ended December 31, 2025, compared with Rs 16,736 crore in the corresponding period last year. HDFC Bank's Q3 FY26 net interest income (NII), the bank’s core income metric, increased 6.4 percent to Rs 32,620 crore from Rs 30,650 crore in the year-ago quarter. Core net interest margin stood at 3.35 percent on total assets and 3.51 percent on interest-earning assets during the quarter Asset quality remained stable during the quarter. Gross non-performing assets (GNPA) stood at Rs 35,179 crore as of December 31, 2025, compared with Rs 36,019 crore a year earlier. The gross NPA ratio improved to 1.24 percent from 1.42 percent in the same period last year. Net NPAs declined to Rs 11,982 crore from Rs 11,588 crore a year ago, with the net NPA ratio easing to 0.42 percent from 0.46 percent. All this is for information. This is not a buy/sell recommendation. Thank you, Technofunda24