How SWP Created a Stable Monthly Income for Rohan (Age 58) Rohan retired with a corpus of ₹40 lakh. Instead of keeping it idle, he started an SWP of ₹20,000/month from a balanced fund. Here’s what happened 👇 💠 Initial Investment: ₹40,00,000 💠 SWP Amount: ₹20,000/month 💠 Assumed Returns: ~8% annually 💠 Effective Monthly Income: ₹20,000 credited every month 💠 Corpus After 5 Years: Still ~₹33 lakhs (approx) Why SWP worked for him? ✔ Predictable monthly cash flow ✔ Partial withdrawal → Tax-efficient ✔ Rest of the money continued compounding ✔ No need to redeem lump sum during market swings 🎯 SWP = Turning your investments into a monthly income strea