AADHARHFC

Targets ₹50,000 Cr AUM in Three Years

, backed by Blackstone (65% stake), plans to grow its assets under management (AUM) by over 20% annually in FY27, aiming to cross ₹50,000 crore within three years. The company, focused on low‑income borrowers, expects strong demand from government‑led housing schemes and resilient repayment trends despite global uncertainties. Financial Highlights (FY26 & FY27 Outlook) FY26 AUM: ₹30,571 crore. FY27 target: >20% growth. Three‑year goal: ₹50,000 crore AUM; long‑term aspiration ₹1 trillion. Q4FY26 disbursements: ₹3,084 crore. FY27 disbursement growth: projected 18–19%. Loan book exposure: minimal to overseas income streams; primarily domestic low‑income borrowers. Management Commentary MD & CEO Rishi Anand said customer repayment behaviour remains stable: “We are monitoring bounce rates across regions, but as of now there is no visible stress.” He added that even under prolonged global disruptions, repayment resilience should hold because borrowers are engaged in essential economic activities. Strategic Drivers Government partnerships: rising engagement with state housing programs for economically weaker sections. Pradhan Mantri Awas Yojana 2.0: facilitated subsidies for 13,951 beneficiaries, totaling ₹45.06 crore. Market size: India’s housing finance market estimated at ₹37 trillion (Dec 2025); housing finance companies form ~20%. Growth focus: beneficiary‑led construction, rural housing, and affordable segments. Conclusion Aadhar Housing Finance is positioned as a key player in India’s affordable housing ecosystem, leveraging policy support and resilient borrower profiles. With steady disbursement growth, strong asset quality, and expanding government collaboration, the company’s path toward the ₹50,000 crore AUM milestone appears well‑anchored.