BAJFINANCE

Loan book and customer growth

1. Recent stock performance Bajaj Finance shares have been trading around the ₹950–₹980 range in early March 2026. The stock has shown short-term volatility, with a few sessions of decline due to profit booking and broader market weakness. It is currently below its recent highs, reflecting some correction after a strong rally earlier. 2. Q3 FY26 financial results Bajaj Finance reported strong growth in net interest income, supported by expansion in its loan book. Profit growth was relatively slower due to higher credit costs and provisions. The company continued to add a large number of new customers and loans during the quarter, indicating strong demand for retail lending. 3. Loan book and customer growth The company’s assets under management (AUM) have continued to grow strongly, driven by consumer finance, SME lending, and personal loans. Bajaj Finance has also expanded its customer franchise significantly, strengthening its position as one of India’s leading NBFCs. 4. Business expansion and strategy The company continues to focus on digital lending platforms, cross-selling financial products, and expanding its ecosystem of financial services. It is also investing in technology and data analytics to improve credit assessment and customer experience. 5. Market outlook Analysts generally remain positive on Bajaj Finance’s long-term growth prospects because of strong fundamentals, high return ratios, and consistent loan growth. However, near-term stock movement may remain volatile due to market conditions and concerns about credit costs in the lending sector.