📊 Business Performance • The bank’s total business (advances + deposits) has been growing steadily, supported by retail, MSME, and corporate lending. • Retail loan growth remains strong, especially in housing and vehicle finance segments. • Deposit mobilisation has improved, helping stabilise funding costs. 💰 Financial Trend • Interest income has been rising in line with loan growth. • Net profit has shown improvement over the past year, though quarterly fluctuations occur due to provisioning and treasury income variations. • Asset quality indicators remain relatively stable compared to earlier stressed cycles. 📈 Stock Movement • BOB shares have shown short-term volatility but remain structurally supported by PSU bank momentum. • The stock has participated in broader public sector banking rallies over the last year. • Valuation continues to trade at a discount compared to large private sector peers.