BANKINDIA

🏦 Bank of India – Overview

🔹 Basic Details Founded: 1906 Headquarters: Mumbai, Maharashtra Ownership: Government of India Stock Listings: NSE & BSE Category: Public Sector Bank 🔹 History & Evolution One of the oldest banks in India, established during the pre-independence era First Indian bank to open a foreign branch (London, 1946) Nationalised in 1969 Played a key role in financing core industries and infrastructure 🔹 Business Segments 1️⃣ Retail Banking Savings & current accounts Home, personal, auto, education loans Debit & credit cards Fixed & recurring deposits Pension and government schemes 2️⃣ Corporate & Wholesale Banking Large corporate lending Infrastructure & project finance Working capital and term loans Trade finance 3️⃣ MSME & Agriculture Banking MSME credit Agriculture & allied activities Priority sector lending Government-sponsored schemes 4️⃣ Treasury & Global Banking Government securities Forex & derivatives Overseas branches & international operations 🔹 Network & Presence Wide branch and ATM network across India Presence in multiple international locations Growing focus on digital banking platforms (mobile banking, internet banking, UPI)