🏦 HDFC Bank – Overview
HDFC Bank Limited is India’s largest private sector bank and one of the most valuable financial institutions in the country.
🔹 Basic Details
Founded: 1994 (banking operations started in 1995)
Headquarters: Mumbai, Maharashtra
Chairman: Atanu Chakraborty
MD & CEO: Sashidhar Jagdishan
Stock Listings: NSE, BSE, and NYSE (ADR)
Systemic Status: Classified by RBI as a Domestic Systemically Important Bank (D-SIB)
🔹 Business Segments
HDFC Bank operates through four core verticals:
1️⃣ Retail Banking
Savings & current accounts
Personal, auto, education, and home loans
Credit cards & debit cards
Fixed deposits, recurring deposits
Wealth management & NRI services
2️⃣ Wholesale / Corporate Banking
Working capital finance
Term loans
Trade finance
Cash management services
3️⃣ Commercial & Rural Banking
MSME lending
Agri & rural finance
Supply chain finance
Business banking solutions
4️⃣ Treasury & Capital Markets
Government securities
Forex & derivatives
Liquidity and interest-rate risk management