HDFCBANK

📰 Latest News Updates

📰 Latest News Updates Dubai Branch Ban – The Dubai Financial Services Authority (DFSA) has barred HDFC Bank’s Dubai branch from onboarding new clients or taking new business due to regulatory lapses. Stock Movement – The stock has been trading around ₹950–₹960, showing mixed performance but broadly stable in September 2025. CEO Compensation – MD & CEO Sashidhar Jagdishan’s annual pay package rose by nearly 12% in FY25 to about ₹12 crore. Legal Issues – The CEO has been named in an FIR related to Lilavati Trust financial irregularities; the Supreme Court refused to quash the case. Capital Actions – The bank allotted ~33.5 lakh equity shares to employees under ESOS, slightly increasing share capital. It also invested in SME IPOs as an anchor investor. Operational Updates – HDFC announced scheduled downtime for net banking and card services in September 2025. A fraud case involving a sweet-shop owner misusing overdraft to siphon ₹5 crore was reported. Strategic Outlook – The bank is targeting to reduce its Loan-to-Deposit Ratio (LDR) to 85–90% by FY27 after the merger with HDFC Ltd raised it sharply. Deposit rate cuts are being used to lift margins. 📊 Financial Performance Q1 FY26 Net Profit: ₹18,155 crore, up 12% YoY. Revenue: Around ₹2.5 lakh crore for the latest period. Asset Quality: Gross NPA at ~1.3% (improved from earlier). Capital & Liabilities: Over ₹39 lakh crore, showing strong balance sheet growth. Valuation: Price-to-Book ratio ~2.8×, making it one of the most expensive large banks in India. Shareholding: FIIs hold nearly 49%, DIIs ~36%, with the rest held by public and others. Dividends / Bonus: Announced a bonus issue recently; continues steady dividend payouts.