MPHASIS

📌 1) MPHAsis Ltd — Company Overview

About the Company Mphasis is a mid-tier global IT services and digital transformation company, known for its strong presence in BFSI, logistics, healthcare, and emerging tech. It has deep capabilities in cloud, AI/ML, application modernization, and digital engineering. Business Strengths Strong exposure to BFSI clients, especially in US and Europe. Leadership in cloud migration & modernization services. Strategic partnerships with hyperscalers (AWS, Azure, GCP). Improving order book visibility through large multi-year deals. High-value work in AI automation, cybersecurity, and digital operations. Financial Profile Healthy margins, good free-cash-flow generation. Capital-light business model. Strong client retention rates. Key Risks Slowdown in US banking/financial clients. Margin pressure due to wage inflation. High client concentration. 📌 2) Kotak Mahindra Bank Ltd — Co