YES BANK Q4 FY26 RESULTS – STRONG CONTINUATION OF TURNAROUND STORY

has delivered a solid set of numbers this quarter, clearly indicating that the turnaround phase is now steadily transitioning into a growth phase. The bank reported a net profit of ₹1,068 crore, registering a strong 45% year-on-year growth. This was supported by healthy improvement in core operations, with Net Interest Income rising around 16% YoY. Margins also improved, with NIM expanding to nearly 2.7%, reflecting better lending efficiency and improved asset mix. On the business front, growth remained stable and encouraging. Advances grew by approximately 10.7% YoY, while deposits increased by about 12.1% YoY, indicating improving trust and traction in the franchise. The most important highlight remains asset quality. Gross NPA has further improved to around 1.3%, and provisions declined significantly by nearly 41% YoY. This signals a cleaner balance sheet and lower stress going forward, which is critical for sustained profitability. Overall, the bank is showing consistent improvement across all key parameters — profitability, margins, asset quality, and growth. This is not a one-off performance but a continuation of the recovery trend seen in previous quarters. Conclusion: Yes Bank is gradually shifting from a turnaround story to a stable growth story, with improving fundamentals supporting the long-term outlook.