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Vineet Saxena

12th Jul · SEBI-Registered Analyst

📊Bajaj Finserv | Significant Rise in Insurance Premiums June 2026.

Bajaj Finserv reported a solid June 2026 performance, with Gross Direct Premium Underwritten (GDPI) rising +22% YoY to ₹1,760 crore, while new insurance policies sold during the period, collected Premium +77% YoY to ₹1,504 crore. Key Takeaways ▫️Group Single Premium: ₹736 Cr (+159% YoY) ▫️Share of New Business Premium: 48.9% vs 33.3% last year (+15.6 ppt) ▫️Individual Premium Share: 49.2% vs 65.1% last year What does this indicate? Nearly ₹1 out of every ₹2 of new business is now coming from large-ticket institutional/group policies, reflecting stronger execution in the corporate and retirement segments. 🔵 This strengthens premium visibility and demonstrates Bajaj Life's expanding distribution capabilities in institutional business. 🔵 The headline isn't the 22% gross premium growth, its the resilient expansion of business toward large institutions, with Group Single Premium accounting for nearly half of new business premium 48.9%. That’s a 15.6% expansion. If Bajaj Finserv can maintain this institutional momentum while sustaining higher margins and PAT like recent quarter, the continued growth could translate into stronger embedded value over long-term.

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