BAJFINANCE

Reports Strong Q1 FY27 Earnings

reported a healthy Q1 FY27 performance, supported by strong loan demand, steady customer additions, and continued growth across its lending franchise. Key Financial Highlights: Net Profit: ₹4,765 crore, up 28% YoY Net Interest Income (NII): ₹10,348 crore, up 22% YoY Assets Under Management (AUM): ₹4.66 lakh crore, up 25% YoY New Loans Booked: 1.39 crore, up 23% YoY New Customers Added: 47 lakh during the quarter. Gross NPA: 0.86% Net NPA: 0.38% The company's performance was driven by robust demand across consumer, SME, and commercial lending segments, while maintaining healthy asset quality despite a competitive lending environment. Bajaj Finance continues to benefit from its diversified lending portfolio, strong digital ecosystem, and consistent execution. Investors should monitor AUM growth, NIM trajectory, credit costs, asset quality, customer acquisition, and return ratios, as these will remain key indicators of sustainable earnings growth. Bajaj Finance delivered another strong quarter with healthy profit growth, expanding loan book, and stable asset quality. Sustained loan demand, disciplined underwriting, and continued customer additions are expected to remain the primary drivers of its long-term growth.