Bajaj Finance Limited is an India-based non-banking financial company. The Company's consumer lending products include consumer electronics, furniture, digital products, e-commerce purchases and daily spending financing. Its small and medium enterprises (SME) lending consist of working capital loans and term facilities to SME, and professionals. The Company's rural lending offers all its lending and deposits products, which include consumer business-to-business (B2B) lending, personal loans, gold loans, and retail deposits in small towns and villages. Its loan against securities business offers medium-term and short-term financing against shares, bonds, mutual funds, insurance policies and deposits to customers. Its mortgages offer home loans, loans against property and developer finance. Its commercial lending is engaged in lending to auto component manufacturers and the light engineering industry, loans to financial institutions, loans to the specialty chemical and pharma industry.