Muthoot Microfin Ltd. Share Price

Overview

Muthoot Microfin Ltd. share price is currently ₹164.78, down by - ₹1.08 (0.65%) from its previous closing price of ₹165.86. The share price has declined -14.96% over the past month and declined -0.44% over the past year. The stock's 52-week low and high are ₹139.83 and ₹258.84, respectively. Muthoot Microfin Ltd. has a market capitalisation of ₹ 2,871.09 Cr. The share price was last updated on 12 Oct 2026, 03:29 PM IST.

Muthoot Microfin Ltd.
Muthoot Microfin Ltd.
MUTHOOTMF
 ₹0.00
- ₹1.08
0.65%
Finance
 ₹0.00(%)1D

Updated: 12 Oct 2026, 03:29:54 pm IST

Market Data

Open Price

 ₹168.22

Prev. Close

 ₹165.86
 ₹161.20

Day Low

 ₹171.36

Day High

 ₹139.83

52 Week Low

 ₹258.84

52 Week High

FinanceFinance - NBFC
CategorySmall Cap

Fundamentals

Quick Bite

Price To Earnings Ratio

11.26

Sector PE

18.72

PB Ratio

0.98

Sector PB

2.48

EPS

14.63

Dividend Yield

0.00

Today's Volume

141.386 K

5 Day Avg. Volume

222.771 K

PEG Ratio

0.06

Market Cap.

₹ 2,871.09 Cr.

StockGro Trade views

Technical Analysis

Forecasts 🧭

Financials

Corporate Actions

Corporate Actions will be available shortly.

Mutual Fund Ownership

Mutual Fund Holder
Aug 26
Shares held
Sep 26
Shares held
Motilal Oswal BSE 1000 Index Fund - Regular Plan - Growth101
100
(0.99%)

About Muthoot Microfin Ltd. 👋

Muthoot Microfin Limited is an India-based Non-Banking Financial Company-Micro Finance Institution (NBFC-MFI). The Company operates based on the Grameen model of lending. It operates in one segment: Micro finance. It is primarily engaged in providing financial assistance through micro loans to women engaged in small income-generating activities. Its product basket includes livelihood, health & hygiene and life betterment solutions. Its livelihood solutions offer income-generating loans, Pragati loans, and individual loans. Life betterment solutions include education loans, mobile phone loans, solar lighting product loans, and household appliance loans. Its health and hygiene solution provides a sanitation improvement loan. Lastly, its value-added services include Sampoorna Swasth Shield and Griha Suraksha Shield, which are designed based on customer demand, feedback, and analysis of the communities the Company operates.

Expert Opinions

Insights from SEBI-registered analysts · updated live

Explore all →
CA ABHAY VARN

CA ABHAY VARN

8 Oct • 1:45 PM · SEBI-Registered Analyst

Muthoot Microfin AUM rises 22% to ₹15,323 crore.

Muthoot Microfin Limited

MUTHOOTMF
reported assets under management of ₹15,323 crore as of 30 September 2026, up 22% year-on-year. Q2 FY27 disbursements rose 28% year-on-year to ₹2,900 crore. AUM reached ₹15,323 crore at the end of September 2026. Disbursements for the quarter stood at ₹2,900 crore. The growth reflects continued expansion in the microfinance portfolio. The key figures are the ₹15,323 crore AUM, up 22% YoY, and ₹2,900 crore disbursements, up 28% YoY. This supports portfolio growth for the company. Peers such as CreditAccess Grameen, Spandana Sphoorty and Fusion Finance may see similar sector trends in microfinance. Near-term prices could react to the volume growth. Risks include asset quality pressure or slower rural demand. Competitors listed: CreditAccess Grameen, Spandana Sphoorty, Fusion Finance. We have no financial interest in this news.

See More
Akshay Patel

Akshay Patel

15 Sep • 11:26 AM · SEBI-Registered Analyst

Muthoot Microfin raises ₹250 Cr via NCDs

MUTHOOTMF
has completed the allotment of 2,50,000 secured NCDs of face value ₹10,000 each, raising a total of ₹250 crore. The debentures carry a competitive coupon rate of 9.25% per annum, payable monthly, with a tenure of 24 months. Secured by a first-ranking, exclusive charge over the company's receivables, the transaction leverages Muthoot Microfin's upgraded CRISIL AA-/Stable credit rating to optimize structural borrowing costs. This ₹250 crore debt raise highlights Muthoot Microfin's strong execution capabilities in diversifying its funding base. By issuing structured NCDs backed by a first-ranking, exclusive charge on receivables, the company has offered strong credit comfort to institutional players. Backed by its upgraded CRISIL AA-/Stable rating and a robust 13-fold sequential surge in Q1 FY27 earnings, the company is successfully locking in medium-term funds at a competitive 9.25% rate. This structural optimization of borrowing costs protects interest margins and directly supports its ambitious onward lending targets. Muthoot Microfin’s proactive debt placement is a well-timed move to capture credit demand while fortifying its balance sheet. By leveraging its improved credit profile to secure multi-year funding at 9.25%, the company has successfully reduced funding vulnerabilities. This financial agility positions Muthoot Microfin to sustain its expansion momentum and deliver stable, long-term shareholder returns. Please note that the information shared is intended solely for informational purposes and does not make any investment recommendations.

See More
Palak Jain

Palak Jain

28 Aug • 9:13 AM · SEBI-Registered Analyst

Muthoot Microfin Set for a Potential Upswing to ₹240!

!SEBI-registered analyst Rakesh Kumar Singhal highlights a buying opportunity in Muthoot Microfin around ₹215. 📈 Key trade parameters: ✅ Entry price: ₹215 ✅ Stop-loss: ₹204.80 ✅ Target price: ₹240 🔍 This call is framed for a 1–3 month horizon, anticipating gains if the broader market stays supportive. 💡 With microfinance playing a crucial role in financial inclusion across India, Muthoot Microfin’s growth prospects remain in focus. 🚦 Will the stock sustain momentum amid evolving market conditions? What’s your take on this setup? \Muthoot Microfin Share Price: SEBI-registered research analyst Rakesh Kumar Singhal has recommended buying Muthoot Microfin shares. He has suggested buying the stock around Rs 215, with a stop-loss at Rs 204.80 and a target price of Rs 240. According to Singhal (SEBI RA: INH100003282), the recommendation is based on a 1–3 month investment horizon. The analyst expects the stock to gain from its current levels, provided the broader market conditions remain supportive.

See More
TrueNorth Capital

TrueNorth Capital

25 Aug • 7:03 PM · SEBI-Registered Analyst

Muthoot Microfin : Portfolio Diversification

MUTHOOTMF
(MML) has effectively navigated past portfolio stress, benefiting from receded El Niño risks and moderated global crude prices. The company delivered record Q1FY27 disbursements of ₹2,645 crore, driving Assets Under Management (AUM) up by ~18% to ₹14,457 crore, while Return on Assets (RoA) rebounded sharply to 2.3%. Portfolio Diversification & Secured Assets: MML is shifting focus toward a resilient franchise by expanding its non-Joint Liability Group (non-JLG) segment to ~24% of its Gross Loan Portfolio. Additionally, it has introduced gold loan disbursements via a co-lending arrangement with parent company Muthoot Fincorp, leveraging the group’s established branch network. Rapid Asset Quality Improvement: Enhanced collection controls lowered slippages and drove a 115 bps year-over-year improvement in the Gross NPA ratio to 3.7%. This reduced credit costs to 2.6% in Q1FY27, with long-term steady-state credit costs projected at 2.0–2.25%. Margin Expansion Levers: Net Interest Margins (NIMs) are expected to hit the upper end of the 12.3–12.5% target range. Lower borrowing costs following a credit rating upgrade, alongside yield optimization from high-yield assets and NPA recoveries, will support margin expansion. Upgraded Guidance & Strategic Vision: Backed by seasonal momentum and new products, MML raised its growth guidance to 20%, targeting monthly disbursements of ₹1,200 crore. Its "Vision 30-30" strategy targets an RoA of 4–4.5% over 18 months and 5% by 2030. Attractive Valuation Discount: Trading at ~1.2x estimated FY28 book value, MML presents a discount compared to peers like CreditAccess Grameen (2x FY28 book). Strong backing from the Muthoot Pappachan Group, along with improving return metrics, creates potential for a valuation re-rating.

See More
saurabh mittal

saurabh mittal

16 Aug • 12:01 PM · SEBI-Registered Analyst

Muthoot Microfin Ltd Rural recovery and strategy

MUTHOOTMF
Management said the El Niño impact on rural borrowers is easing as rainfall deficits have narrowed and cash flows are recovering, which has improved collections. On the back of this, the company has raised its annual AUM growth guidance to 20% and is diversifying beyond traditional group lending into gold and individual loans.

See More
Naveen Kumar

Naveen Kumar

6 Aug • 9:15 AM · SEBI-Registered Analyst

MUTHOOTMF

Good chance. Muthoot Microfin. Historical trend: Financial-sector (NBFC-MFI) template. Sharp turnaround from a Mar25 crisis quarter (-401 NP, heavy provisioning during sector-wide MFI stress) to steady sequential recovery: Jun25 (6), Sep25 (31), Dec25 (62), Mar26 (71) - Interest Income stable ~210-232 throughout, GNPA improving from 4.61% to 3.89% (Sep24, latest disclosed). This is a genuine multi-quarter healing trend, not one-off; Jun26 YoY comparison is an easy base given Jun25's still-depressed 6cr profit. Q1FY27 signal: Company's own Q1FY27 business update (already released 10 Jul'26) showed AUM +18% YoY/+3% QoQ to Rs14,457cr, disbursements +49% YoY, collection efficiency improved to 97.97% from 93.00% YoY - a strong, concrete confirmatory data point. Management raised FY27 AUM growth guidance from 12-15% to 20% and CRISIL upgraded rating to AA- (Jun'26) on improved asset quality/capitalization. Industry-wide MFI sector also stabilizing per ICRA (FY27 AUM growth 15-17% rebound). Stock reaction note: Stock rallied sharply to ~265 on the Jul'26 business-update news, but has since reversed hard to 230, now below both SMA20/50 with a failed-breakout pattern - high sell-on-result risk as gains from the AUM update have already been given back, suggesting the market may treat Q1 numbers as already priced in.

See More

News & Events

Frequently Asked Questions

What is the share price of Muthoot Microfin Ltd.?

What is the market cap of Muthoot Microfin Ltd.?

Should I buy Muthoot Microfin Ltd. stock now?

What is the 52 week high and low of Muthoot Microfin Ltd.?

Is the Muthoot Microfin Ltd. stock good to buy?

Is Muthoot Microfin Ltd. a good buy for the long term?

Is Muthoot Microfin Ltd. overvalued or undervalued?

What is the PE and PB ratio of Muthoot Microfin Ltd.?

Start Now