Poonawalla Fincorp Ltd. Share Price

POONAWALA FINCORP Results Analysis Q2FY2027

Results Analysis Q2FY2027 : Interest Earned for Q2FY27 is Rs. 2,416 Crs., 72.26% growth YoY, Net Interest Income is Rs. 1,380 Crs., 80.54% growth YoY, Total Income is Rs. 2,625 Crs.,70.14% growth YoY, Pre-Provisioning Operating Profit is Rs. 877 Crs., 126.87% growth YoY, PBT is Rs. 501 Crs., 406.93% growth YoY, Net profit is Rs. 375 Crs., 405.19% growth YoY. For Q2FY27 Gross NPA 1.20% vs 1.59% in Q2FY26, Net NPA 0.61% vs 0.81% in Q2FY26. Return on Assets is 2.18% improved significantly by 149 BPS YoY. On QoQ basis Interest Earned has achieved 14% growth, Net Interest Income has grown by 15.32%, Total Income has grown by 12.32%, Pre-Provisioning Operating Profit has grown by 11.78%, PBT grown by 21.89%, PAT is grown by 21.82%. Loan AUM as on September 30, 2026 stood at ₹ 74,008 crores, growing 55.15% Y-o-Y. cross-sell is positioned as a meaningful future ROA/opex lever. Improvement in ROA expected through core lending spreads, credit cost strength from calibration and collections, opex leverage The company is explicitly transitioning from build/launch phase into scaling with improving ROA, while still continuing heavy investments (collections, AI, branch rollout). Near-term watch items acknowledged implicitly: ongoing opex investment cycle (branches + AI + collections), rate environment pass-through, and potential insurance fee compression.

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Breakout Stock for Tomorrow – 13 October 2026

Breakout Stock for Tomorrow – 13 October 2026 Top stock to watch: Poonawalla Fincorp (NSE: POONAWALLA) Swing trading | Price-volume momentum | 1–5 trading sessions Based on today's available market data, Poonawalla Fincorp is an interesting momentum candidate for Tuesday. - Reference price: ₹454.40 (intraday snapshot, not verified closing price) - Price change: +1.59% - Reported volume: Approximately 2.21 crore shares - Market capitalisation: Approximately ₹39,455 crore The stock showed positive price action despite broader market weakness. Elevated trading activity makes it worth monitoring for a potential upside continuation. Ventura +1 Trading strategy for tomorrow Bullish entry: Consider a trade only if the price crosses today's confirmed high with strong volume and sustains above VWAP. Stop-loss: Below the breakout candle's low or nearest confirmed swing support. Target: Initially 1:2 risk-reward, with trailing stop-loss if momentum continues. Avoid chasing a gap-up opening without confirmation.

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Poonawalla Fincorp profit rises fivefold in Q2

Research Analyst: UJVIN NEVATIA (PROPRIETOR: NEVAT INVESTMENTS) | SEBI Registration No.: INH100009628 Poonawalla Fincorp Limited (

) reported a 405% year-on-year increase in net profit to ₹375 crore in Q2 FY27. Total income rose 70% to ₹2,625 crore, supported by growth in its lending business. What happened? Assets under management (AUM) grew 55% year on year to ₹74,008 crore. Net interest income, including fees and other income, rose 12.3% sequentially to ₹1,589 crore. Net interest margin improved to 9.26% from 9.10% in the previous quarter. Gross NPAs declined to 1.20% from 1.37%, while net NPAs fell to 0.61% from 0.70%. Credit costs also eased to 2.19% from 2.40%. Why does it matter? Higher AUM and income indicate business expansion, while improving asset quality supports earnings. However, rapid lending growth must be balanced against credit risk and funding costs. My view The profit increase is significant, but the low base in the previous year matters when interpreting growth. Sustaining earnings will depend on loan quality, margins and whether newer lending businesses remain profitable as they scale. What I am watching next I would track AUM growth, net interest margins, borrowing costs and credit costs. The key question is whether rapid expansion can continue without weakening underwriting standards. No Recommendations Source: NDTV Profit Disclosure: I, my entity, associates or relatives do not have any holding, position or other material interest in Poonawalla Fincorp Limited.

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Poonawalla Fincorp: profit jumps 405%, AUM crosses ₹74K cr

Fincorp Ltd reported consolidated net profit of ₹374.85 crore in Q2 FY27, up 405.2% year-on-year. Total income rose 70.1% to ₹2,624.84 crore, while assets under management (AUM) increased 55.1% to ₹74,008 crore as of September 30, 2026. The numbers point to a significant improvement in business scale and profitability. But the more interesting question is whether this growth can be sustained without compromising asset quality. The company’s net interest margin (NIM) improved to 9.26% from 9.10% in the previous quarter. Higher margins, growing disbursements and improving operating performance supported the quarterly result. However, rapid loan-book expansion also brings risks. Credit costs, borrower repayment behaviour and funding expenses will become increasingly important as the portfolio grows. Here are the key factors I would track in the coming quarters: 1. AUM growth: Can the company maintain strong growth across consumer and MSME lending? 2. Asset quality:Are overdue loans and credit costs remaining under control? 3. Margins: Can NIM remain healthy as competition and funding costs change? 4. Return ratios: Will the profit growth translate into sustainable improvement in return on assets and return on equity? The stock gained more than 8% in early trade on October 12 following the results. After such a sharp reaction, chasing the price without confirmation may expose traders to volatility. view: The quarterly numbers are encouraging, particularly the improvement in profitability and AUM growth. The next test is whether Poonawalla Fincorp can sustain this momentum while maintaining disciplined lending standards. Disclosure: I do not hold Poonawalla Fincorp Ltd shares as of this post. This content is for educational and informational purposes only and is not a recommendation to buy or sell.

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Q2 Earnings in Focus DMart and Poonawalla Fincorp

Q2 Earnings in Focus

and Poonawalla Fincorp Attract Investor Attention Indian stocks are likely to remain in focus as investors evaluate September-quarter earnings and corporate business updates during the ongoing results season. Avenue Supermarts the operator of DMart and Poonawalla Fincorp are among the companies attracting attention following their latest financial announcements. Avenue Supermarts reported higher year-on-year revenue and profit although pressure on operating margins remains an important factor to monitor. Poonawalla Fincorp reported a substantial increase in quarterly profit supported by growth in net interest income and improved asset-quality indicators. Meanwhile banking stocks remain sensitive to the Reserve Bank of India's recent regulatory measures and changing liquidity conditions. Investors should assess revenue growth operating margins asset quality management commentary and future business guidance before evaluating any company. Strong quarterly earnings do not automatically guarantee positive share-price performance as valuations and market expectations also influence stock movements. Important Disclaimer: This article is for informational and educational purposes only. It is not a recommendation to buy sell or hold any stock. Investors should review official company disclosures assess their risk tolerance and consult a qualified financial professional when necessary.

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Poonawalla Fincorp Q2 profit jumps 405% on AUM growth

Limited (POONAWALLA) is in focus on October 12, the first trading session after it reported a 405% year-on-year jump in Q2 FY27 net profit to ₹374.85 crore. The stock closed at ₹448.05 on Friday, before the results were announced after market hours. Assets under management (AUM) rose 55.1% year-on-year to ₹74,008 crore, and 10.4% from the June quarter. Net interest income, including fees and other income, grew 12.3% sequentially to ₹1,589 crore. Gross NPA fell to 1.20% from 1.37% in Q1, and net NPA to 0.61% from 0.70%. Return on assets rose to 2.18%. The 405% headline flatters the picture. Last year's Q2 profit was only ₹74.20 crore, so the base was very low. The 21.8% sequential profit growth from ₹307.71 crore is a better measure of the current run-rate. The quality of growth is good, though. Net interest margin plus fees expanded to 9.26%, while operating costs fell to 4.15% of average AUM from 4.81% a year ago. Credit risk is still the main watchpoint. Credit cost improved to 2.19% of average AUM, but remains high for a lender of this size. Unsecured loans make up about 48% of the book. The provision coverage ratio is only 49.14%, which leaves less cushion if bad loans rise. Fast 55% loan growth also means many loans have not yet gone through a full repayment cycle. Investors should watch credit costs, asset quality in the unsecured book, provision coverage and whether margins hold as the company scales. The key question is whether Poonawalla can keep growing above 50% without a rise in bad loans. Disclosure: I do not hold any position in Poonawalla Fincorp Limited. This post is for informational purposes only and is not investment advice.

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