Ugro Capital Ltd. Share Price

ONLY 14% OF INDIA’S MSMES HAVE ACCESS TO FORMAL CREDIT DESPITE DIGITAL FINANCE BOOM

India’s MSME financing gap remains large despite rapid digital finance adoption, with only 14% of businesses accessing formal credit, according to Deloitte. The report highlights that limited credit penetration continues to constrain expansion, jobs and productivity even as digital lending and fintech ecosystems scale across the country. Following players will be benefited the most among others if India succeeds in increasing formal credit penetration among MSMEs from the current 14% as it would significantly expand the addressable lending market while boosting fee income and loan growth: 1.

Q4FY26 & FY26 Result Announced for Ugro Capital Ltd. -

UGRO Capital Latest Updates

UGRO Capital to Acquire Profectus, Surpass ₹15,000 Crore AUM Target

UGRO Capital is set to complete its acquisition of Profectus Capital this month—adding ₹3,000 crore to its asset base and helping it surpass its AUM target. With this inorganic growth, the company expects to close FY26 with a consolidated AUM of ₹16,500–17,000 crore, up from ₹12,226 crore (as of September 30), which already reflects a 20% YoY growth. The deal marks a strategic shift as UGRO transitions toward scale-driven growth while enhancing capital efficiency. Post-acquisition, Profectus’s fully on-book model will reduce UGRO’s off-balance sheet exposure—from 43% to around 35%, aligning with its long-term goal of maintaining 30–35%. Going forward, growth will be driven by two high-potential segments: Micro Loan Against Property (LAP) via its expanding branch network (target: ₹1 crore average disbursement per branch within 18 months) Embedded finance partnerships with digital platforms like PhonePe, Fino, and BharatPe UGRO plans to add ₹1,000 crore in new assets over the next two quarters, even as it slows disbursements to improve portfolio quality and reduce borrowing costs by 100 bps over six quarters. The lender reported a 22% YoY rise in Q2 net profit to ₹43.3 crore, reflecting strong underlying performance. With the Profectus integration, UGRO is now focused on productivity, cost optimization, and sustainable growth in India’s evolving MSME credit landscape.

Stocks in news today

WATCH OUT FOR STOCKS IN NEWS

Watch out for the below mentioned stocks in news which are likely to be on spotlight for today the 18 -Jun-2025 : - Hindustan Zinc - Promoter Vedanta is expected to sell shares worth Rs 7,500 crore in Hindustan Zinc Ltd (HZL) through block deals, according to report. UGRO Capital - UGRO Capital, the DataTech NBFC focused on MSME lending, has acquired Profectus Capital, for Rs 1400 crore, company said on Tuesday. Delhivery - The CCI approved Delhivery’s proposed acquisition of a controlling stake in Ecom Express for about Rs 1,407 crore, marking a major consolidation move in India’s logistics sector.