Five-Star Business Finance Limited Latest Updates

Q4 and Annual Financial Performance The company recently reviewed its performance for the quarter ending March 2026. Preliminary data indicates a Total Income of approximately ₹752.27 Crore, reflecting a year-on-year growth of over 22% compared to the previous fiscal year. Profit After Tax (PAT) for the final quarter stood at approximately ₹279.12 Crore, maintaining steady profitability despite a challenging high-interest-rate environment earlier in the year. Q3 FY26 Key Metrics (Oct–Dec 2025) For the nine months ended December 31, 2025, the company reported a 16% growth in Assets Under Management (AUM), reaching ₹12,964 Crore. While the Gross Stage 3 Assets (NPA) saw a slight uptick to 3.18%, management highlighted that collection efficiencies remained robust at 96.6%. The Net Interest Margin (NIM) for this period was reported at 16.04%, supported by a reduction in the incremental cost of debt. Board and Governance Changes The Board of Directors approved significant leadership updates in early 2026. Ms. Rajeshwari Shankar, a Chartered Accountant with over 30 years of experience, was appointed as an Additional Independent Director effective February 2, 2026. Additionally, the board approved the re-appointment of Mr. Srinivasaraghavan T.T. for a second five-year term starting August 2026, reinforcing the company's focus on governance and risk management. Operational Expansion and Capital The company continues to aggressively expand its physical footprint, adding 35 new branches in the last reported quarter to reach a total of 835 branches across 11 states. To support this growth, the Board met on March 17, 2026, to approve limits for the issuance of Non-Convertible Debentures (NCDs) through private placement. The company also recently allotted equity shares under its Employee Stock Option Scheme (ESOP), slightly increasing its paid-up capital.