Strong regional presence in J&K and Ladakh

Jammu & Kashmir Bank Ltd. — Short SWOT Analysis - Strengths: Strong regional presence in J&K and Ladakh; record FY26 net profit of ₹2,363 crore. Jammu and Kashmir Bank - Weaknesses: Pressure on net interest margins and lending profitability. - Opportunities: Loan growth, retail banking and expansion beyond its core region. - Threats: Rising bad loans, deposit competition and interest-rate changes. Latest result: Q1 FY27 net profit was ₹424 crore, down around 13% year-on-year. Advances grew 25% year-on-year. Current view: Latest available market data shows the stock near ₹134–₹139 in mid-October 2026, after a significant correction from its July high. The next results are scheduled for consideration on 22 October 2026. Income Statement, Balance Sheet, Cash Flow +1