CENTRALBK

Central Bank of India result

Central Bank of India reported a 7.57% year-on-year growth in total income to Rs 10,433 crore for Q4FY25. Net profit for the quarter increased by 28.13% to Rs 1,034 crore. Return on Assets improved to 0.90%, and Return on Equity rose to 13.21% for the quarter. For the full year FY25, total business grew by 10.37% to Rs 7,02,798 crore. Total deposits increased by 7.19% to Rs 4,12,697 crore, with CASA deposits growing 4.79% year-on-year. Gross advances rose by 15.24% to Rs 2,90,101 crore. The credit-to-deposit ratio improved to 71.13%. Asset quality showed improvement with gross NPA falling to 3.18% and net NPA to 0.55%. The provision coverage ratio increased to 96.54%. Net profit for the full year rose by 48.49% to Rs 3,785 crore. Net Interest Income grew by 7.76% to Rs 13,897 crore. Net Interest Margin remained stable at 3.40%. Return on Assets improved to 0.86% and Return on Equity to 12.48%. The capital adequacy ratio (CRAR) improved to 17.02%, with Tier I at 14.73%.