is targeting a rise in retail secured loans to 60% of its retail book (from 54.65%), driven by expansion in Tier-3 & Tier-4 cities. The bank is focusing on collateral-backed products such as micro loans against property, affordable housing, vehicle finance, gold loans, and MSME banking. With loan sizes ranging from ₹10 lakh to ₹25 crore, RBL aims for 20% YoY growth—outpacing the industry average of 13-15%. The push will be supported by its 550 branches and a 1,500-member BC network.

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