ABCAPITAL

Earnings visibility improving

🟢 Key Recent Developments 1. Strong growth across segments 📈 Company continues to show healthy growth in lending, insurance & AMC businesses NBFC (lending arm) seeing solid demand in: Personal loans SME financing AUM growth remains strong in asset management business 2. Listing value unlocking theme 💰 Market is actively tracking potential value unlocking from: Insurance subsidiaries AMC business 👉 Reason: These segments individually command higher valuations than the holding company 3. Profit growth trend Recent results show steady improvement in profitability Driven by: Lower credit costs Better margins in lending business 👉 Overall: Earnings visibility improving 4. Digital & fintech push 🚀 Strong focus on digital lending + financial services platform Growth in: App-based lending Digital insurance distribution 5. Capital adequacy & expansion Company remains well-capitalized Ready to support: Loan growth Expansion in high-yield segments