BAJFINANCE

SWOT analysis

📈 Financial Performance & Growth In Q1 FY26, Bajaj Finance’s net profit rose ~22% year-on-year. Net interest income (NII) also increased ~22%. Its Assets Under Management (AUM) grew by about 25% YoY. Number of new loans booked rose ~23%, showing strong demand across its lending products. ⚠️ Risks & Asset Quality Provisions for loan losses rose noticeably (~26%), indicating some stress in credit quality. Gross NPA and net NPA increased slightly compared to same period last year, but remain relatively low overall. 💡 Strategic / Other Updates Deposits rates were cut (including benefits for senior citizens) and some special deposit tenures removed. The company is working on leadership succession: the Board has asked the Vice Chairman / MD to develop a plan over the coming months. Stock has done well: it hit new 52-week highs, delivered strong year-to-date returns, and analysts have raised target prices.