Highest ever core Profit After Tax - L&T Finance Ltd

Code BSE: 533519 NSE:

Key highlights for Q3FY26: a) Retailisation stood at 98% of overall book b) Retail Book at Rs. 1,11,990 Crore vs. Rs. 92,224 Crore, registering a growth of 21% YoY c) Sequential Improvement of 19 bps registered in NIMs + Fees in Q3FY26 owing to a continuous focus on yield and fee improvement and efficient liability management strategy d) Improving Asset Quality - Gross Stage 3 (GS3) improved sequentially by 10 bps to 3.19% and Net Stage 3 (NS3) by 8 bps to 0.92%. The Company did not use any macro-prudential provisions during the quarter e) Credit cost improved sequentially – Credit Cost (before macro) reduced from 2.98% in Q2FY26 to 2.83% in Q3FY26, a reduction of 15 bps QoQ and 8 bps YoY