ICICI Lombard General Insurance Results Analysis-Q1FY26

Net Premium Earned for Q1FY26 is Rs. 5,136 Crs., 14% Growth YoY, Total Income is Rs. 6,083 Crs., 13.7% Growth YoY, Underwriting Loss is Rs. 293 Crs., 15.6% Negative Growth YoY, Operating Profit is Rs. 654 Crs., 30.5% Growth YoY, PBT Rs. 994 Crs., 28.4% Growth YoY, PAT Rs. 747 Crs., 28.8% Growth YoY. Solvency ratio was at 2.70x as at June 30, 2025 as against 2.69x as at March 31, 2025 which was higher than the minimum regulatory requirement of 1.50x. On QoQ basis Net Premium Earned grown negatively or flat 1.7%, Total Income got 3.97% Growth, Underwriting Loss Increased by 40%, Operating Profit achieved growth of 57.2%, PBT grown by 48.8% and PAT grown by 46.5%.