State Bank of India (SBI)

SBI is the largest public sector bank in India, dominating government-backed lending and deposits. It has a strong branch network and offers a wide range of financial services, including insurance and asset management. The bank has made considerable digital strides to compete with private-sector counterparts and has improved its asset quality. Its government ownership and exposure to stressed sectors can add to risk, but it remains a bellwether for India’s banking system.